Justin Brewer is an entrepreneur from Somers, Connecticut, and the Founder and CEO of Greenhub in Las Vegas, Nevada. He helps business owners understand credit card processing, merchant services, and how to build real freedom through residual income.
Building from Somers to something bigger
On fall afternoons in Somers, Connecticut, you could often find a young Justin Brewer on a soccer field. The game gave him structure. It taught him how to push through pain, stay calm under pressure, and lead without shouting.
Those lessons followed him to Sacred Heart University. There, he studied Communications Technology and started all four years on the NCAA Division I men’s soccer team. He learned how to balance school, training, travel, and games. That schedule left very little room for excuses.
Soccer gave Justin more than memories. It gave him a simple rule that still guides his work: if you want to win, you prepare better than everyone else.
From selling ads to owning the merchant relationship
After college, Justin went into sales and marketing. He worked with local businesses and professional service firms that were trying to grow. In those early years, he noticed a pattern. Many owners understood their product, but very few understood their payment systems.
They were paying hidden fees. They were locked into confusing contracts. They did not know what “interchange” meant or why rates changed from month to month.
Justin saw an opening. Merchant services did not have to feel like a trick. They could be clear, honest, and strategic. In 2019, he moved to Las Vegas and started Greenhub to prove it.
At Greenhub, Justin focuses on three simple goals:
- Help businesses understand how credit card processing really works
- Cut out junk fees and bad contracts
- Turn payment processing into a tool for long term growth
He works with retail, e commerce, and B2B clients who want to keep more of every sale and stop guessing about their statements.
Freedom, not just profit
For Justin, entrepreneurship is not only about higher income. It is about freedom.
He talks often about the power of residuals. Every time a business runs a card, a tiny part of that fee can come back to the person who set up the account. Over time, those small pieces can add up to real income that does not depend on a 9 to 5 job.
Justin is now building a merchant services course that teaches people how to:
- Break into the payments industry without a big corporate background
- Build a book of business that pays month after month
- Create a lifestyle where work can fit around life, not the other way around
His message is simple. You do not need to invent the next big app. You can build freedom by serving local businesses and treating them fairly.
Recognition in Las Vegas
In 2025, Justin was named a Vegas Inc 40 Under 40 honoree for his leadership and impact in Southern Nevada. The award reflects both the growth of Greenhub and his larger role in the business community.
It also marks a shift in how he sees success. Early in his career, success meant hitting a quota. Now it means helping a business owner finally understand their processing bill, or watching a new agent close their first deal and see residuals show up for the first time.
A life in motion
When Justin is not working with clients or building his course, he is usually outside.
Winter means loading up his truck camper and chasing storms to find fresh powder. Snowboarding is one of his favorite ways to reset. In warmer months, he rides mountain bikes, skates, and stays close to action sports.
He also trains in the gym five days a week. For Justin, fitness is not about looks. It is about discipline. The same focus that gets him through a hard workout helps him stay sharp in business.
Teaching others to own their path
Everything in Justin’s story points back to ownership.
As a kid, he owned his training. As a student athlete, he owned his schedule. As a founder, he owns the relationship with his clients and his time. Now he wants more people to experience that same shift.
Through Greenhub and his course work, Justin is trying to change how people think about merchant services. Credit card processing is not just a cost. It can be a path. For business owners, it can mean more profit and control. For agents and new entrepreneurs, it can mean a future built on recurring income and real freedom.
For Justin Brewer, that is the real goal. Not just more transactions, but more choices for the people behind them.
Interview with Justin Brewer
How did your time as a Division I soccer player shape you as an entrepreneur?
Playing Division I soccer taught me how to compete every single day. You are always fighting for your spot, even in practice. That mindset carries over into business.
I had to manage classes, travel, training, and games. There was no room to be lazy or disorganized. Now, when I am building Greenhub or working on a new project, I treat it like a long season. You show up, even on the days you do not feel like it. You adjust your game plan, but you keep moving.
Soccer also taught me how to lead without being the loudest person. A good leader does the hard work, sets the pace, and earns trust. That is how I try to run my company.
What first opened your eyes to problems in credit card processing and merchant services?
It started when I was working with small and mid sized businesses and kept seeing the same thing. Owners could tell you every detail about their product, but if you asked about their payment processing, they would shrug.
They would hand me a statement and say, “I have no idea what this means, but the fees keep going up.” That bothered me. If you rely on card payments, you should not feel confused every month.
I dug into how interchange works, how processors mark things up, and where junk fees hide. Once I saw behind the curtain, I knew there was an opportunity to do it in a cleaner way and actually educate people.
When you think about “success” now, what does it look like to you?
Earlier in my career, success meant hitting a number. Close the deal, get the bonus, stack the trophies.
Today, success looks more like freedom and impact. Freedom for me, so I can work from the mountains one week and from Las Vegas the next. But also freedom for my clients, who get to keep more of their revenue and feel in control of their payments.
Success is also seeing someone I mentored in merchant services build their own residual income. When they send me a message saying, “I just had my biggest residual month ever,” that hits different.
What is one mistake you see business owners make with credit card processing?
The biggest mistake is treating it like a box to check instead of a core part of the business. Many owners sign the first contract someone puts in front of them. They do not ask how interchange works, what the term is, or how rate changes are handled.
Another mistake is never reviewing statements. If you are not looking at your fees at least a few times a year, you will miss increases and new charges. Processing should be a strategic decision, not a “set it and forget it” cost.
How do your hobbies, like snowboarding and mountain biking, connect to your work life?
They keep me honest. When I am snowboarding or riding, I am reminded that life is not only about deals and meetings. It is about actually using the freedom you are building.
Those sports also demand focus. On a steep line or a fast trail, you cannot think about your inbox. You have to be present. That mental reset makes me sharper when I get back to the laptop.
And honestly, the desire to chase storms or travel with my truck camper is a big part of why I care so much about residual income. I want my work to support that lifestyle, not block it.
What advice would you give someone who wants to get into merchant services as an entrepreneur?
First, learn the fundamentals. Do not just memorize a sales pitch. Study how interchange works, what affects risk, and how pricing models differ. If you can explain those things in simple terms, you already stand out.
Second, choose the right partners. The wrong processing relationship can hurt your reputation very fast. Make sure you are aligned with a model that lets you be transparent with your clients.
Third, think long term. This is a residual business. It rewards consistency and patience. If you take care of your merchants, support them, and answer your phone when they need you, your book of business will grow and pay you for years.
